/* ================================================
   PREMIUM.CSS — VeroForm Bank Design System
   Loaded last in head.php; overrides template CSS
   ================================================ */

/* ---- 1. DESIGN TOKENS ---- */
:root {
  --vf-blue:        #1B55E2;
  --vf-blue-dark:   #1340B0;
  --vf-blue-light:  #E8EFFE;
  --vf-blue-xlight: #F0F4FF;
  --vf-danger:      #CF173C;
  --vf-success:     #059669;
  --vf-warning:     #D97706;
  --vf-dark:        #0F172A;
  --vf-gray-dark:   #334155;
  --vf-gray:        #64748B;
  --vf-gray-light:  #94A3B8;
  --vf-border:      #E2E8F0;
  --vf-surface:     #F8FAFF;
  --font-head:      'DM Sans', sans-serif;
  --font-body:      'Manrope', sans-serif;
  --vf-radius:      12px;
  --vf-shadow:      0 4px 24px rgba(27,85,226,0.10);
  --vf-shadow-md:   0 8px 32px rgba(27,85,226,0.16);
  --vf-transition:  all 0.3s ease;

  /* Override template's red brand color (last-wins cascade, no !important on vars) */
  --thm-base:    #1B55E2;
  --thm-primary: #1340B0;
  --thm-black:   #0F172A;
  --thm-gray:    #64748B;
}

/* ---- 2. BASE ---- */
body {
  font-family: var(--font-body) !important;
  color: var(--vf-gray-dark);
  background: #ffffff;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-head) !important;
  color: var(--vf-dark);
}

a { color: var(--vf-blue); transition: var(--vf-transition); }
a:hover { color: var(--vf-blue-dark); text-decoration: none; }

.page-wrapper { background: #ffffff; }

/* ---- 3. PRELOADER ---- */
.handle-preloader { background: var(--vf-blue-dark) !important; }
.animation-preloader .spinner {
  border-top-color: #ffffff !important;
  border-left-color: rgba(255,255,255,0.3) !important;
}
.animation-preloader .txt-loading .letters-loading {
  color: rgba(255,255,255,0.15) !important;
  font-family: var(--font-head) !important;
  font-weight: 800;
}
.animation-preloader .txt-loading .letters-loading::before {
  color: #ffffff !important;
}

/* ---- 4. NAVIGATION ---- */

#google_translate_element {
  background: var(--vf-blue-dark) !important;
  padding: 5px 0 !important;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.main-header.main-header-style1 {
  background: #1B55E2 !important;
  box-shadow: 0 2px 20px rgba(27,85,226,0.25) !important;
  position: sticky !important;
  top: 0 !important;
  z-index: 999 !important;
}

.main-menu.main-menu-style1,
.main-menu__wrapper {
  background: transparent !important;
}

/* Logo */
.logo-box-style1 img {
  max-height: 40px;
  width: auto;
  filter: brightness(0) invert(1);
}

/* Nav links */
.main-menu__list > li > a {
  color: rgba(255,255,255,0.90) !important;
  font-family: var(--font-body) !important;
  font-size: 15px !important;
  font-weight: 500 !important;
  padding: 28px 16px !important;
  letter-spacing: 0;
  transition: color 0.2s !important;
}
.main-menu__list > li > a:hover,
.main-menu__list > li.active > a { color: #ffffff !important; }

/* Neutralise white slide-in ::after from base template */
.main-menu .main-menu__list > li > a::after,
.stricky-header .main-menu__list > li > a::after {
  background-color: rgba(255,255,255,0.12) !important;
}

/* Dropdown menu */
.main-menu__list li ul {
  background: #ffffff !important;
  border-radius: 10px !important;
  box-shadow: 0 8px 32px rgba(27,85,226,0.18) !important;
  border: 1px solid var(--vf-border) !important;
  padding: 8px 0 !important;
  min-width: 200px !important;
  top: calc(100% + 4px) !important;
}
.main-menu__list li ul li a {
  color: var(--vf-gray-dark) !important;
  font-size: 14px !important;
  font-weight: 500 !important;
  padding: 10px 20px !important;
  transition: all 0.15s !important;
}
.main-menu__list li ul li a:hover {
  color: var(--vf-blue) !important;
  background: var(--vf-blue-xlight) !important;
  padding-left: 26px !important;
}
.main-menu__list li ul li ul {
  top: 0 !important;
  left: calc(100% + 4px) !important;
}

/* Mobile toggler */
.mobile-nav__toggler { color: #ffffff !important; font-size: 26px !important; }

/* Header CTA buttons */
.header-btn-one {
  display: flex !important;
  align-items: center !important;
  gap: 10px !important;
}
.header-btn-one a {
  display: inline-flex !important;
  align-items: center !important;
  gap: 6px !important;
  padding: 9px 18px !important;
  border-radius: 8px !important;
  font-family: var(--font-body) !important;
  font-size: 14px !important;
  font-weight: 600 !important;
  transition: all 0.2s !important;
  text-decoration: none !important;
  line-height: 1 !important;
}
.header-btn-one a:first-child {
  color: rgba(255,255,255,0.88) !important;
  border: 1px solid rgba(255,255,255,0.35) !important;
  background: transparent !important;
}
.header-btn-one a:first-child:hover {
  background: rgba(255,255,255,0.14) !important;
  color: #ffffff !important;
}
.header-btn-one a.style2 {
  background: #ffffff !important;
  color: var(--vf-blue) !important;
  border: 1px solid transparent !important;
}
.header-btn-one a.style2:hover {
  background: rgba(255,255,255,0.90) !important;
  box-shadow: 0 4px 12px rgba(0,0,0,0.15) !important;
  transform: translateY(-1px) !important;
}

/* News ticker strip */
.main-header-style1-bottom {
  background: var(--vf-blue-dark) !important;
  border-top: 1px solid rgba(255,255,255,0.10) !important;
  padding: 7px 0 !important;
}
.main-header-style1-bottom .outer-box,
.main-header-style1-bottom .update-box,
.main-header-style1-bottom .slogan-box { align-items: center; }
.main-header-style1-bottom .inner-title h4 { color: rgba(255,255,255,0.80) !important; font-size: 13px !important; }
.main-header-style1-bottom .inner-title .icon-megaphone { color: rgba(255,255,255,0.60) !important; }
.main-header-style1-bottom .text p,
.main-header-style1-bottom .slogan-box p { color: rgba(255,255,255,0.65) !important; font-size: 13px !important; }

/* Sticky header clone — cover all class combos the template element uses */
.stricky-header,
.stricky-header.main-menu,
.stricky-header.stricked-menu {
  background: rgba(27,85,226,0.97) !important;
  backdrop-filter: blur(12px) !important;
  -webkit-backdrop-filter: blur(12px) !important;
  box-shadow: 0 4px 24px rgba(27,85,226,0.28) !important;
}
.stricky-header .main-menu__list > li > a {
  color: rgba(255,255,255,0.90) !important;
}
.stricky-header .main-menu__list > li:hover > a,
.stricky-header .main-menu__list > li.current > a {
  color: #ffffff !important;
}
/* Inner wrappers must be transparent so the outer blue container shows through */
.stricky-header .main-menu__wrapper,
.stricky-header .main-menu__wrapper-inner {
  background: transparent !important;
}

/* Mobile nav overlay */
.mobile-nav__wrapper { background: var(--vf-dark) !important; }
.mobile-nav__content .main-menu__list > li > a {
  color: rgba(255,255,255,0.88) !important;
  border-bottom: 1px solid rgba(255,255,255,0.08) !important;
}

/* ---- 5. HERO SLIDER ---- */

.main-slider-style1 .image-layer::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(19,64,176,0.88) 0%, rgba(27,85,226,0.70) 55%, rgba(37,99,235,0.50) 100%);
}
.main-slider-content h2 {
  color: #ffffff !important;
  font-family: var(--font-head) !important;
  font-size: clamp(30px, 5vw, 62px) !important;
  font-weight: 800 !important;
  line-height: 1.14 !important;
  letter-spacing: -0.02em;
}
.main-slider-content .text p {
  color: rgba(255,255,255,0.88) !important;
  font-size: 17px !important;
  line-height: 1.7 !important;
}
.main-slider-content__inner .btns-box { margin-top: 28px; }

.slider-buttom-box a {
  background: rgba(255,255,255,0.15) !important;
  color: #ffffff !important;
  border: 1px solid rgba(255,255,255,0.35) !important;
  border-radius: 8px !important;
  backdrop-filter: blur(6px) !important;
  font-size: 14px !important;
  font-weight: 600 !important;
  transition: all 0.2s !important;
}
.slider-buttom-box a:hover,
.slider-buttom-box a.style2 {
  background: rgba(255,255,255,0.92) !important;
  color: var(--vf-blue) !important;
}

.main-slider-style1 .swiper-pagination-bullet {
  background: rgba(255,255,255,0.45) !important;
  opacity: 1 !important;
  transition: all 0.3s !important;
}
.main-slider-style1 .swiper-pagination-bullet-active {
  background: #ffffff !important;
  width: 24px !important;
  border-radius: 4px !important;
}

/* ---- 6. BUTTONS ---- */

.btn-one {
  background: linear-gradient(135deg, #1340B0 0%, #1B55E2 100%) !important;
  color: #ffffff !important;
  border-radius: 8px !important;
  font-family: var(--font-head) !important;
  font-weight: 600 !important;
  font-size: 15px !important;
  border: none !important;
  box-shadow: 0 4px 16px rgba(27,85,226,0.35) !important;
  transition: all 0.25s ease !important;
  display: inline-block;
  text-decoration: none;
  cursor: pointer;
}
.btn-one .txt { color: #ffffff !important; }
.btn-one:hover {
  background: linear-gradient(135deg, #0e3494 0%, #1340B0 100%) !important;
  color: #ffffff !important;
  transform: translateY(-2px) !important;
  box-shadow: 0 8px 24px rgba(27,85,226,0.45) !important;
  text-decoration: none !important;
}
.btn-one::before,
.btn-one::after { background: #1340B0 !important; }

/* ---- 7. BREADCRUMB / PAGE HEADERS ---- */

.breadcrumb-area {
  padding: 96px 0 76px !important;
  background: linear-gradient(135deg, #1340B0 0%, #1B55E2 55%, #2563EB 100%) !important;
  position: relative !important;
  overflow: hidden !important;
}
.breadcrumb-area-bg { display: none !important; }
.breadcrumb-area::before { display: none !important; }
.breadcrumb-area::after {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 15% 50%, rgba(255,255,255,0.07) 0%, transparent 45%),
    radial-gradient(circle at 85% 30%, rgba(255,255,255,0.05) 0%, transparent 40%);
  pointer-events: none;
  z-index: 0;
}
.breadcrumb-area .inner-content { position: relative; z-index: 1; }
.breadcrumb-area .title h2 {
  color: #ffffff !important;
  font-family: var(--font-head) !important;
  font-size: clamp(26px, 5vw, 50px) !important;
  font-weight: 800 !important;
  margin-bottom: 10px !important;
  letter-spacing: -0.02em !important;
}
.breadcrumb-area .breadcrumb-menu ul li { color: rgba(255,255,255,0.65) !important; font-size: 14px; }
.breadcrumb-area .breadcrumb-menu ul li a { color: rgba(255,255,255,0.82) !important; font-weight: 500; }
.breadcrumb-area .breadcrumb-menu ul li a:hover { color: #ffffff !important; }
.breadcrumb-area .breadcrumb-menu ul li.active { color: rgba(255,255,255,0.60) !important; }
.breadcrumb-area .breadcrumb-menu ul li::before { color: rgba(255,255,255,0.45) !important; }

/* ---- 8. SECTION TITLES ---- */

.sec-title h2 {
  color: var(--vf-dark) !important;
  font-family: var(--font-head) !important;
  font-weight: 800 !important;
  letter-spacing: -0.02em;
}
.sec-title .sub-title p { color: var(--vf-gray) !important; font-size: 16px; line-height: 1.7; }
.service-style1-area .sec-title h2 { color: #ffffff !important; }
.service-style1-area .sec-title .sub-title p { color: rgba(255,255,255,0.72) !important; }

/* ---- 9. FEATURES STYLE1 (Homepage 3 boxes) ---- */

.features-style1-area {
  background: var(--vf-surface) !important;
  padding: 80px 0 !important;
}
.features-style1-content ul li { display: block; }
.single-features-style1-box {
  background: #ffffff !important;
  border-radius: var(--vf-radius) !important;
  border: 1px solid var(--vf-border) !important;
  box-shadow: var(--vf-shadow) !important;
  transition: all 0.3s ease !important;
  overflow: hidden;
}
.single-features-style1-box:hover {
  transform: translateY(-6px) !important;
  box-shadow: var(--vf-shadow-md) !important;
  border-color: var(--vf-blue-light) !important;
}
.counting-box {
  background: linear-gradient(135deg, #1340B0, #1B55E2) !important;
  border-radius: 10px !important;
  box-shadow: 0 4px 16px rgba(27,85,226,0.35) !important;
}
.counting-box h3 { color: #ffffff !important; font-family: var(--font-head) !important; font-weight: 800; }
.shape-left, .shape-bottom { opacity: 0.05; filter: hue-rotate(200deg); }
.text-box h4 { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 700; font-size: 18px; }
.text-box p { color: var(--vf-gray) !important; font-size: 14px; line-height: 1.7; }
.text-box .btn-box a {
  color: var(--vf-blue) !important;
  font-weight: 600;
  font-size: 14px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap 0.2s, color 0.2s;
}
.text-box .btn-box a:hover { color: var(--vf-blue-dark) !important; gap: 10px; }

/* ---- 10. SERVICE STYLE1 (Dark section) ---- */

.service-style1-area {
  background: var(--vf-dark) !important;
  position: relative;
}
.service-style1-bg { display: none !important; }
.service-style1-area::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(150deg, #0F172A 0%, #162040 100%);
  pointer-events: none;
}

.tabs-button-box .tab-btn-item {
  background: rgba(255,255,255,0.05) !important;
  border: 1px solid rgba(255,255,255,0.10) !important;
  border-radius: 10px !important;
  transition: all 0.2s !important;
  cursor: pointer;
}
.tabs-button-box .tab-btn-item:hover,
.tabs-button-box .tab-btn-item.active-btn-item {
  background: var(--vf-blue) !important;
  border-color: var(--vf-blue) !important;
}
.tabs-button-box .tab-btn-item .inner .left h4,
.tabs-button-box .tab-btn-item .inner .left h3 {
  color: rgba(255,255,255,0.85) !important;
  font-family: var(--font-head) !important;
}
.tabs-button-box .tab-btn-item .inner .right span { color: rgba(255,255,255,0.50) !important; }

/* Override white :before slide-in inside .inner — keep text white on blue */
.service-style1-tab__button .tabs-button-box .tab-btn-item .inner:before {
  background-color: var(--vf-blue-dark) !important;
}
.service-style1-tab__button .tabs-button-box .tab-btn-item:hover .inner .left h3,
.service-style1-tab__button .tabs-button-box .tab-btn-item.active-btn-item .inner .left h3 {
  color: #ffffff !important;
}
.service-style1-tab__button .tabs-button-box .tab-btn-item:hover .inner .left h4,
.service-style1-tab__button .tabs-button-box .tab-btn-item.active-btn-item .inner .left h4 {
  color: rgba(255,255,255,0.70) !important;
}
.service-style1-tab__button .tabs-button-box .tab-btn-item:hover .inner .right,
.service-style1-tab__button .tabs-button-box .tab-btn-item.active-btn-item .inner .right {
  background: rgba(255,255,255,0.15) !important;
  color: #ffffff !important;
}

.single-service-box-style1 {
  background: rgba(255,255,255,0.05) !important;
  border: 1px solid rgba(255,255,255,0.08) !important;
  border-radius: var(--vf-radius) !important;
  padding: 28px 24px !important;
  transition: all 0.3s ease !important;
  height: 100%;
}
.single-service-box-style1:hover {
  background: rgba(27,85,226,0.18) !important;
  border-color: rgba(27,85,226,0.45) !important;
  transform: translateY(-4px) !important;
}
.single-service-box-style1 .icon {
  width: 52px; height: 52px;
  background: rgba(27,85,226,0.30) !important;
  border-radius: 12px !important;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
}
.single-service-box-style1 .icon span { color: #93c5fd !important; font-size: 22px; }
.single-service-box-style1 h3 a { color: #ffffff !important; font-family: var(--font-head) !important; font-weight: 700; font-size: 17px; }
.single-service-box-style1 h3 a:hover { color: #93c5fd !important; }
.single-service-box-style1 .border-box { background: rgba(27,85,226,0.50) !important; height: 2px; margin: 12px 0 14px; }
.single-service-box-style1 p { color: rgba(255,255,255,0.62) !important; font-size: 14px; line-height: 1.75; }
.single-service-box-style1 h6 { color: rgba(255,255,255,0.45) !important; font-size: 12px; }
.single-service-box-style1 h6 span { color: #93c5fd !important; }
.single-service-box-style1 .btn-box { margin-top: 16px; }
.single-service-box-style1 .btn-box a {
  background: rgba(27,85,226,0.28) !important;
  border: 1px solid rgba(27,85,226,0.45) !important;
  border-radius: 8px !important;
  padding: 9px 14px !important;
  color: #93c5fd !important;
  display: inline-flex; align-items: center; justify-content: center;
  font-size: 13px;
  transition: all 0.2s !important;
}
.single-service-box-style1 .btn-box a:hover {
  background: var(--vf-blue) !important;
  border-color: var(--vf-blue) !important;
  color: #ffffff !important;
}

.service-style1__btns-box { padding-top: 40px; }

/* ---- 11. FEATURES STYLE2 (Service carousel tabs) ---- */

.features-style2-area { background: var(--vf-surface) !important; padding: 80px 0 !important; }
.single-features-box-style2 {
  background: #ffffff !important;
  border-radius: var(--vf-radius) !important;
  border: 1px solid var(--vf-border) !important;
  box-shadow: var(--vf-shadow) !important;
  padding: 24px 20px !important;
  transition: all 0.3s ease !important;
  text-align: center;
}
.single-features-box-style2:hover,
.features-style2-carousel .tab-btn-item.active-btn-item .single-features-box-style2 {
  border-color: var(--vf-blue) !important;
  box-shadow: var(--vf-shadow-md) !important;
  transform: translateY(-4px) !important;
}
.single-features-box-style2 .icon {
  width: 52px; height: 52px;
  background: var(--vf-blue-light) !important;
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 14px;
}
.single-features-box-style2 .icon span { color: var(--vf-blue) !important; font-size: 22px; }
.single-features-box-style2 .title h3 a {
  color: var(--vf-dark) !important;
  font-family: var(--font-head) !important;
  font-weight: 700;
  font-size: 15px;
  line-height: 1.4;
}
.single-features-box-style2 .arrow-button a { color: var(--vf-blue) !important; }

/* Features 2 tab content panel */
.features-style2-tab__content,
.tab-content-box-item-style2 {
  background: #ffffff !important;
  border-radius: var(--vf-radius) !important;
  border: 1px solid var(--vf-border) !important;
  padding: 32px !important;
  box-shadow: var(--vf-shadow) !important;
  margin-top: 24px;
}

/* ---- 12. FEATURES STYLE3 (Two-column) ---- */

.features-style3-area { background: #ffffff !important; padding: 80px 0 !important; }
.features-style3-content .icon-holder,
.single-features-style3-box .icon {
  background: var(--vf-blue-light) !important;
  border-radius: 12px !important;
}
.features-style3-content .icon-holder span,
.single-features-style3-box .icon span { color: var(--vf-blue) !important; }
.features-style3-content h4 { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 700; }
.features-style3-content p { color: var(--vf-gray) !important; }

/* ---- 13. ABOUT SECTION ---- */

.intro-style1-area { background: #ffffff; padding: 80px 0; }
.intro-style1-video-gallery { border-radius: var(--vf-radius) !important; overflow: hidden; box-shadow: var(--vf-shadow-md) !important; }
.intro-style1-content-box .sec-title h2 { letter-spacing: -0.02em; }
.intro-style1-content-box .text p { color: var(--vf-gray) !important; line-height: 1.8; font-size: 15px; }
.intro-style1-content-box .features-box .icon { background: var(--vf-blue-light) !important; border-radius: 8px !important; }
.intro-style1-content-box .features-box .icon span { color: var(--vf-blue) !important; }
.intro-style1-content-box .features-box h4 { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 700; }

/* Choose-us section */
.choose-us-style1-area { background: var(--vf-surface) !important; padding: 80px 0 !important; }
.single-choose-us-box .icon { background: var(--vf-blue-light) !important; border-radius: 12px !important; }
.single-choose-us-box .icon span,
.single-choose-us-box .icon i { color: var(--vf-blue) !important; }
.single-choose-us-box h4 { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 700; }
.single-choose-us-box p { color: var(--vf-gray) !important; }

/* ---- 14. COUNTERS / STATS ---- */

.fact-counter-style1-area { background: var(--vf-dark) !important; position: relative; }
.fact-counter-style1-area::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, #1340B0 0%, #1B55E2 100%);
  opacity: 0.85;
  pointer-events: none;
}
.counter-style1-box h2,
.counter-style1-box .count-text { color: #ffffff !important; font-family: var(--font-head) !important; font-weight: 800; }
.counter-style1-box p { color: rgba(255,255,255,0.75) !important; font-size: 14px; }

/* ---- 15. TESTIMONIALS ---- */

.testimonial-style1-area { background: var(--vf-surface) !important; padding: 80px 0 !important; }
.single-testimonial-style1-box {
  background: #ffffff !important;
  border-radius: var(--vf-radius) !important;
  border: 1px solid var(--vf-border) !important;
  box-shadow: var(--vf-shadow) !important;
}
.single-testimonial-style1-box .ratting-box span { color: #F59E0B !important; }
.single-testimonial-style1-box p { color: var(--vf-gray) !important; line-height: 1.8; }
.single-testimonial-style1-box h5 { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 700; }

/* ---- 16. FAQ ---- */

.faq-style1-area, .faq-page-one { background: var(--vf-surface) !important; padding: 80px 0 !important; }
.faq-style1__content .accordion-box .accordion {
  border-radius: var(--vf-radius) !important;
  border: 1px solid var(--vf-border) !important;
  margin-bottom: 12px !important;
  overflow: hidden;
  transition: all 0.3s;
}
.faq-style1__content .accordion-box .accordion.active-block {
  border-color: var(--vf-blue) !important;
  box-shadow: var(--vf-shadow) !important;
}
.faq-style1__content .acc-btn {
  background: #ffffff !important;
  padding: 18px 24px !important;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 14px;
}
.faq-style1__content .acc-btn.active { background: var(--vf-blue-xlight) !important; }
.faq-style1__content .acc-btn h3 {
  color: var(--vf-dark) !important;
  font-family: var(--font-head) !important;
  font-size: 16px;
  font-weight: 600;
  margin: 0;
}
.faq-style1__content .acc-btn .icon-outer {
  background: var(--vf-blue-light) !important;
  border-radius: 8px !important;
  padding: 8px;
  flex-shrink: 0;
  width: 36px; height: 36px;
  display: flex; align-items: center; justify-content: center;
}
.faq-style1__content .acc-btn .icon-outer i,
.faq-style1__content .acc-btn .icon-outer span { color: var(--vf-blue) !important; font-size: 12px; }
.faq-style1__content .acc-content { background: #ffffff !important; padding: 0 24px 20px 74px !important; }
.faq-style1__content .acc-content p { color: var(--vf-gray) !important; line-height: 1.8; font-size: 15px; }

/* ---- 17. CONTACT ---- */

.main-contact-form-area { background: var(--vf-surface) !important; padding: 80px 0 !important; }
.contact-info-box-style1 .icon { background: var(--vf-blue-light) !important; border-radius: 10px !important; }
.contact-info-box-style1 .icon span { color: var(--vf-blue) !important; }
.contact-info-box-style1 .title h4 { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 700; }
.contact-info-box-style1 .title p { color: var(--vf-gray) !important; }
.contact-info-1 li .text h3 a { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 600; }
.contact-info-1 li .text h3 a:hover { color: var(--vf-blue) !important; }
.contact-info-1 li .text p { color: var(--vf-gray-light) !important; font-size: 12px; text-transform: uppercase; letter-spacing: 0.06em; }

/* Contact form */
.contact-form .form-control,
.contact-form input[type="text"],
.contact-form input[type="email"],
.contact-form textarea,
.contact-form select {
  border: 1.5px solid var(--vf-border) !important;
  border-radius: 8px !important;
  background: #ffffff !important;
  color: var(--vf-dark) !important;
  font-family: var(--font-body) !important;
  font-size: 14px !important;
  padding: 12px 16px !important;
  transition: border-color 0.2s, box-shadow 0.2s !important;
}
.contact-form .form-control:focus,
.contact-form input:focus,
.contact-form textarea:focus {
  border-color: var(--vf-blue) !important;
  box-shadow: 0 0 0 3px rgba(27,85,226,0.10) !important;
  outline: none !important;
}

/* ---- 18. DEALS / OFFERS ---- */

.deals-style1-area { background: #ffffff !important; padding: 80px 0 !important; }
.single-deals-style1-box {
  background: linear-gradient(135deg, #1340B0, #1B55E2) !important;
  border-radius: var(--vf-radius) !important;
  overflow: hidden;
}
.single-deals-style1-box h2,
.single-deals-style1-box h3,
.single-deals-style1-box h4,
.single-deals-style1-box p,
.single-deals-style1-box span { color: #ffffff !important; }

/* ---- 19. SLOGAN / CTA ---- */

.slogan-style1-area { background: linear-gradient(135deg, #1340B0, #1B55E2) !important; }
.slogan-style1-area h2,
.slogan-style1-area p { color: #ffffff !important; }

/* ---- 20. PARTNERS ---- */

.partner-style1-area { background: var(--vf-surface) !important; border-top: 1px solid var(--vf-border); border-bottom: 1px solid var(--vf-border); }

/* ---- 21. BLOG ---- */

.blog-style1-area { background: #ffffff !important; padding: 80px 0 !important; }
.single-blog-style1-box {
  border-radius: var(--vf-radius) !important;
  overflow: hidden;
  border: 1px solid var(--vf-border) !important;
  box-shadow: var(--vf-shadow) !important;
  transition: all 0.3s ease !important;
}
.single-blog-style1-box:hover { transform: translateY(-4px) !important; box-shadow: var(--vf-shadow-md) !important; }
.blog-post__content h3 a { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 700; }
.blog-post__content h3 a:hover { color: var(--vf-blue) !important; }
.blog-post__content p { color: var(--vf-gray) !important; }

/* ---- 22. PRODUCT / SERVICE PAGES ---- */

.icon-holder-style1 { background: var(--vf-blue-light) !important; border-radius: 12px !important; }
.icon-holder-style1 span { color: var(--vf-blue) !important; }
.features-list li i,
.features-list li .icon,
.features-list li span[class*="icon-"] { color: var(--vf-blue) !important; }

/* Generic list tick items on product pages */
.services-details__list li::before { background: var(--vf-blue) !important; }
.services-details__content h3 { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 800; }
.services-details__content p { color: var(--vf-gray) !important; line-height: 1.8; }

/* ---- 23. FOOTER ---- */

.footer-area { background: var(--vf-dark) !important; }
.footer-area .right-shape { opacity: 0.03; filter: invert(1); pointer-events: none; }
.footer { background: transparent !important; padding: 64px 0 40px !important; border-bottom: 1px solid rgba(255,255,255,0.06) !important; }

.footer-logo-style1 a img {
  max-height: 44px;
  width: auto;
  filter: brightness(0) invert(1);
  opacity: 0.88;
}

.single-footer-widget .copyright-text p { color: var(--vf-gray-light) !important; font-size: 14px; line-height: 1.7; margin-top: 12px; }
.single-footer-widget .copyright-text a { color: var(--vf-gray-light) !important; font-weight: 500; }
.single-footer-widget .copyright-text a:hover { color: #ffffff !important; }

/* Widget titles */
.single-footer-widget .widget-title,
.single-footer-widget > h4 {
  color: #ffffff !important;
  font-family: var(--font-head) !important;
  font-weight: 700;
  font-size: 15px;
  margin-bottom: 20px;
  padding-bottom: 12px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.footer-widget-contact-info ul li { margin-bottom: 20px; }
.footer-widget-contact-info ul li h3 { margin-bottom: 2px; }
.footer-widget-contact-info ul li h3 a {
  color: #ffffff !important;
  font-family: var(--font-head) !important;
  font-weight: 600;
  font-size: 17px;
  transition: color 0.2s;
}
.footer-widget-contact-info ul li h3 a:hover { color: #93c5fd !important; }
.footer-widget-contact-info ul li p { color: var(--vf-gray-light) !important; font-size: 11px; text-transform: uppercase; letter-spacing: 0.07em; }

.single-footer-widget-right-colum ul li { margin-bottom: 4px; }
.single-footer-widget-right-colum ul li a {
  color: var(--vf-gray-light) !important;
  font-size: 14px;
  font-weight: 500;
  padding: 7px 0;
  display: flex;
  align-items: center;
  gap: 8px;
  transition: all 0.2s;
}
.single-footer-widget-right-colum ul li a:hover { color: #ffffff !important; padding-left: 4px; }
.single-footer-widget-right-colum ul li a span { color: var(--vf-blue) !important; font-size: 11px; }

/* Footer bottom */
.footer-bottom {
  background: rgba(0,0,0,0.22) !important;
  padding: 16px 0 !important;
  border-top: 1px solid rgba(255,255,255,0.05) !important;
}
.footer-menu ul li a { color: var(--vf-gray-light) !important; font-size: 13px; transition: color 0.2s; }
.footer-menu ul li a:hover { color: #ffffff !important; }
.footer-menu ul li::after { background: rgba(255,255,255,0.18) !important; }

.footer-social-link ul li a {
  background: rgba(255,255,255,0.07) !important;
  color: var(--vf-gray-light) !important;
  border: 1px solid rgba(255,255,255,0.08) !important;
  border-radius: 8px !important;
  width: 36px; height: 36px;
  display: flex; align-items: center; justify-content: center;
  font-size: 14px;
  transition: all 0.2s;
}
.footer-social-link ul li a:hover {
  background: var(--vf-blue) !important;
  color: #ffffff !important;
  border-color: var(--vf-blue) !important;
  transform: translateY(-2px);
}

/* ---- 24. GLOBAL FORM OVERRIDES ---- */

.form-control:focus {
  border-color: var(--vf-blue) !important;
  box-shadow: 0 0 0 3px rgba(27,85,226,0.10) !important;
}
.btn-primary {
  background: var(--vf-blue) !important;
  border-color: var(--vf-blue) !important;
}
.btn-primary:hover {
  background: var(--vf-blue-dark) !important;
  border-color: var(--vf-blue-dark) !important;
}

/* ---- 24b. ABOUT PAGE SECTIONS ---- */

/* Choose-style1 (about page 3-box row) */
.choose-style1-area { background: var(--vf-surface) !important; padding: 60px 0 !important; }
.single-choose-style1 .icon .icon-inner {
  background: var(--vf-blue-light) !important;
  border-radius: 50% !important;
  width: 64px; height: 64px;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 8px;
}
.single-choose-style1 .icon .icon-inner span { color: var(--vf-blue) !important; font-size: 26px; }
.single-choose-style1 .icon .counting {
  background: var(--vf-blue) !important;
  color: #ffffff !important;
  border-radius: 50%;
  width: 24px; height: 24px;
  font-size: 11px; font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  margin: -12px auto 0;
  font-family: var(--font-head) !important;
}
.single-choose-style1 .text h3 { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 700; margin-top: 14px; }
.single-choose-style1 .text p { color: var(--vf-gray) !important; font-size: 14px; }

/* Facts/stats section (about page) */
.facts-area {
  background: linear-gradient(135deg, #1340B0 0%, #1B55E2 100%) !important;
  padding: 60px 0 !important;
  position: relative;
}
.facts-area-bg { display: none !important; }
.facts-area::before { display: none !important; }
.facts-area .sec-title h2 { color: #ffffff !important; }
.facts-area .sec-title .sub-title p { color: rgba(255,255,255,0.75) !important; }
.single-fact-box {
  background: rgba(255,255,255,0.10) !important;
  border: 1px solid rgba(255,255,255,0.15) !important;
  border-radius: var(--vf-radius) !important;
  padding: 28px 24px !important;
  transition: all 0.3s !important;
}
.single-fact-box:hover { background: rgba(255,255,255,0.16) !important; transform: translateY(-4px) !important; }
.single-fact-box .icon span { color: rgba(255,255,255,0.80) !important; font-size: 36px; }
.single-fact-box .text h3 { color: #ffffff !important; font-family: var(--font-head) !important; font-weight: 700; }
.single-fact-box .text p { color: rgba(255,255,255,0.72) !important; font-size: 14px; }

/* Statements section (about page) */
.statements-area { background: #ffffff !important; padding: 80px 0 !important; }
.single-statements-box .img-box { border-radius: var(--vf-radius) !important; overflow: hidden; }
.single-statements-box .img-box .static-content { background: rgba(27,85,226,0.78) !important; }
.single-statements-box .img-box .static-content h2 { color: #ffffff !important; font-family: var(--font-head) !important; }
.statements-text-box .shape span { color: var(--vf-blue-light) !important; }
.statements-text-box .inner-title h2 { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 800; letter-spacing: -0.02em; }
.statements-text-box .text p { color: var(--vf-gray) !important; line-height: 1.8; }
.statements-text-box .text .btn-box a {
  color: var(--vf-blue) !important;
  font-weight: 700;
  font-family: var(--font-head) !important;
  display: inline-flex; align-items: center; gap: 8px;
  transition: gap 0.2s, color 0.2s;
}
.statements-text-box .text .btn-box a:hover { gap: 12px; color: var(--vf-blue-dark) !important; }

/* ---- 24c. CONTACT FORM INPUTS ---- */

/* The contact form uses raw inputs inside .input-box, not .form-control */
.contact-form .form-group label {
  font-family: var(--font-body) !important;
  font-size: 13px !important;
  font-weight: 600 !important;
  color: #334155 !important;
  margin-bottom: 6px;
}
.contact-form .input-box input,
.contact-form .input-box textarea,
.contact-form .input-box select {
  width: 100%;
  border: 1.5px solid var(--vf-border) !important;
  border-radius: 8px !important;
  background: #ffffff !important;
  color: var(--vf-dark) !important;
  font-family: var(--font-body) !important;
  font-size: 14px !important;
  padding: 12px 16px !important;
  transition: border-color 0.2s, box-shadow 0.2s !important;
  outline: none;
}
.contact-form .input-box input:focus,
.contact-form .input-box textarea:focus {
  border-color: var(--vf-blue) !important;
  box-shadow: 0 0 0 3px rgba(27,85,226,0.10) !important;
}
.contact-form .button-box { margin-top: 8px; }

/* Contact page social links */
.footer-social-link-style1 ul li a {
  background: var(--vf-blue-light) !important;
  color: var(--vf-blue) !important;
  border-radius: 8px !important;
  width: 36px; height: 36px;
  display: inline-flex; align-items: center; justify-content: center;
  transition: all 0.2s;
}
.footer-social-link-style1 ul li a:hover { background: var(--vf-blue) !important; color: #ffffff !important; }

/* Contact info icons */
.contact-info-box-style1 .box1 {
  background: linear-gradient(135deg, #1340B0, #1B55E2) !important;
  border-radius: 12px !important;
}
.contact-info-box-style1 .bottom-box .btn-box a {
  color: var(--vf-blue) !important;
  font-weight: 700;
  font-family: var(--font-head) !important;
  display: inline-flex; align-items: center; gap: 8px;
  transition: gap 0.2s;
}

/* ---- 24d. ACCOUNT / CARDS / LOAN PAGES ---- */

/* Account listing cards */
.account-style1-area { background: var(--vf-surface) !important; padding: 80px 0 !important; }
.single-account-box-style1 {
  background: #ffffff !important;
  border-radius: var(--vf-radius) !important;
  border: 1px solid var(--vf-border) !important;
  box-shadow: var(--vf-shadow) !important;
  overflow: hidden;
  transition: all 0.3s ease !important;
}
.single-account-box-style1:hover { transform: translateY(-6px) !important; box-shadow: var(--vf-shadow-md) !important; border-color: var(--vf-blue-light) !important; }
.single-account-box-style1 .img-holder img { width: 100%; object-fit: cover; }
.single-account-box-style1 .text-holder { padding: 20px 24px; }
.single-account-box-style1 .text-holder h3 a { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 700; font-size: 18px; }
.single-account-box-style1 .text-holder h3 a:hover { color: var(--vf-blue) !important; }
.single-account-box-style1 .text-holder p { color: var(--vf-gray) !important; font-size: 14px; margin-top: 4px; }

/* Account steps boxes */
.single-account-steps-box-style2 {
  background: var(--vf-blue) !important;
  border-radius: var(--vf-radius) !important;
  transition: all 0.3s !important;
}
.single-account-steps-box-style2.bg2 { background: var(--vf-blue-dark) !important; }
.single-account-steps-box-style2.bg3 { background: #0F172A !important; }
.single-account-steps-box-style2.bg4 { background: #1340B0 !important; }
.single-account-steps-box-style2 h3,
.single-account-steps-box-style2 h4,
.single-account-steps-box-style2 p { color: #ffffff !important; }
.single-account-steps-box-style2 span[class*="icon-"] { color: rgba(255,255,255,0.80) !important; }

/* Cards page */
.single-card-box {
  background: #ffffff !important;
  border-radius: var(--vf-radius) !important;
  border: 1px solid var(--vf-border) !important;
  box-shadow: var(--vf-shadow) !important;
  transition: all 0.3s ease !important;
  overflow: hidden;
}
.single-card-box:hover { transform: translateY(-6px) !important; box-shadow: var(--vf-shadow-md) !important; border-color: var(--vf-blue-light) !important; }
.single-card-box .text-holder h3 a { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 700; }
.single-card-box .text-holder h3 a:hover { color: var(--vf-blue) !important; }
.single-card-box .text-holder p { color: var(--vf-gray) !important; font-size: 14px; }
.single-card-box .btn-box a { color: var(--vf-blue) !important; font-weight: 600; }

/* Sidebar on product/service pages */
.single-sidebar-box-style1 {
  background: #ffffff !important;
  border: 1px solid var(--vf-border) !important;
  border-radius: var(--vf-radius) !important;
  padding: 28px 24px !important;
  box-shadow: var(--vf-shadow) !important;
}
.single-sidebar-box-style1 h3 { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 700; }
.single-sidebar-box-style1 ul li a { color: var(--vf-gray-dark) !important; font-weight: 500; font-size: 14px; padding: 8px 0; display: flex; align-items: center; gap: 8px; border-bottom: 1px solid var(--vf-border); transition: color 0.2s, padding-left 0.2s; }
.single-sidebar-box-style1 ul li a:hover { color: var(--vf-blue) !important; padding-left: 4px; }
.single-sidebar-box-style1 ul li a span { color: var(--vf-blue) !important; font-size: 11px; }
.single-sidebar-box-style1 ul li:last-child a { border-bottom: none; }

/* Loan application steps */
.applying-process-area { background: var(--vf-surface) !important; padding: 80px 0 !important; }
.single-applying-process-box {
  text-align: center;
  padding: 28px 20px !important;
  background: #ffffff !important;
  border-radius: var(--vf-radius) !important;
  border: 1px solid var(--vf-border) !important;
  box-shadow: var(--vf-shadow) !important;
  transition: all 0.3s ease !important;
  height: 100%;
}
.single-applying-process-box:hover { transform: translateY(-4px) !important; box-shadow: var(--vf-shadow-md) !important; border-color: var(--vf-blue-light) !important; }
.applying-process-single-step-box {
  background: linear-gradient(135deg, #1340B0, #1B55E2) !important;
  color: #ffffff !important;
  font-family: var(--font-head) !important;
  font-weight: 800;
  border-radius: 50% !important;
  width: 48px; height: 48px;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 16px;
  font-size: 16px;
  box-shadow: 0 4px 12px rgba(27,85,226,0.30) !important;
}
.single-applying-process-box h3 { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 700; margin-bottom: 10px; }
.single-applying-process-box p { color: var(--vf-gray) !important; font-size: 14px; line-height: 1.7; }

/* Loan detail features */
.loan-details-area,
.loan-style1-area { background: #ffffff !important; padding: 80px 0 !important; }
.loan-details-area .icon span,
.loan-style1-area .icon span { color: var(--vf-blue) !important; }



.account-details-area,
.account-content-area,
.cards-content-area,
.loan-content-area { background: #ffffff; padding: 80px 0; }

/* Generic intro text sections on product pages */
.services-details__content p { color: var(--vf-gray) !important; line-height: 1.8; font-size: 15px; }
.services-details__content h3,
.services-details__content h2 { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 800; letter-spacing: -0.02em; }

/* Plans / pricing cards on product pages */
.single-pricing-box,
.single-plans-box {
  background: #ffffff !important;
  border: 1px solid var(--vf-border) !important;
  border-radius: var(--vf-radius) !important;
  box-shadow: var(--vf-shadow) !important;
  transition: all 0.3s ease !important;
}
.single-pricing-box:hover,
.single-plans-box:hover { transform: translateY(-6px) !important; box-shadow: var(--vf-shadow-md) !important; border-color: var(--vf-blue-light) !important; }
.single-pricing-box .title h3,
.single-plans-box .title h3 { color: var(--vf-dark) !important; font-family: var(--font-head) !important; font-weight: 700; }
.single-pricing-box .price h2 { color: var(--vf-blue) !important; font-family: var(--font-head) !important; font-weight: 800; }
.single-pricing-box ul li i,
.single-pricing-box ul li span { color: var(--vf-success) !important; }

/* ---- 24e. LEGAL PAGES ---- */

.control-sides,
.legal-content-area section .container,
section > .container > .row > .col-sm-12.control-sides {
  background: #ffffff !important;
  border-radius: var(--vf-radius) !important;
  padding: 40px !important;
  box-shadow: var(--vf-shadow) !important;
  border: 1px solid var(--vf-border) !important;
  margin: 40px 0 !important;
}

/* Override inline font-family on legal page paragraphs */
section .container .col-md-10 p,
.control-sides p {
  font-family: var(--font-body) !important;
  color: var(--vf-gray) !important;
  font-size: 15px !important;
  line-height: 1.8 !important;
}

.control-sides h6 strong,
.control-sides h5,
.control-sides h4,
.control-sides h3 {
  font-family: var(--font-head) !important;
  color: var(--vf-dark) !important;
  font-weight: 700 !important;
}

/* ---- 25. RESPONSIVE ---- */

@media (max-width: 1199px) {
  .main-menu__list > li > a { padding: 24px 12px !important; font-size: 14px !important; }
  .header-btn-one a { padding: 8px 14px !important; font-size: 13px !important; }
}

@media (max-width: 991px) {
  .breadcrumb-area { padding: 72px 0 56px !important; }
  .features-style1-area, .features-style2-area, .faq-style1-area,
  .faq-page-one, .deals-style1-area, .features-style3-area,
  .blog-style1-area, .intro-style1-area, .main-contact-form-area,
  .choose-us-style1-area { padding: 60px 0 !important; }
  .footer { padding: 48px 0 32px !important; }
  .single-footer-widget { margin-bottom: 32px; }
}

@media (max-width: 767px) {
  .breadcrumb-area { padding: 56px 0 44px !important; }
  .breadcrumb-area .title h2 { font-size: 28px !important; }
  .main-slider-content h2 { font-size: 28px !important; }
  .main-slider-content .text p { font-size: 15px !important; }
  .header-btn-one { display: none !important; }
  .service-style1-area,
  .features-style1-area, .features-style2-area, .faq-style1-area,
  .faq-page-one { padding: 48px 0 !important; }
  .btn-one { padding: 12px 24px !important; font-size: 14px !important; }
}

@media (max-width: 575px) {
  .breadcrumb-area { padding: 48px 0 38px !important; }
  .footer-bottom { text-align: center; }
  .footer-menu ul { justify-content: center; flex-wrap: wrap; gap: 6px; }
  .footer-social-link ul { justify-content: center; margin-top: 12px; }
}